Loan CalculatorFLAGSHIP
Estimate monthly loan payments and total interest.
Estimate a fixed-rate loan payment
Estimate principal-and-interest payment, total paid, and total interest for a fixed-rate fully amortizing loan.
Method
The standard amortization formula uses principal, monthly interest rate, and total number of monthly payments. Taxes, insurance, fees, and changing rates are outside this result.
Example
$100,000 at 4% for 30 years is about $477.42/month in principal and interest.
Health and finance outputs are formula-based estimates with assumptions shown on the page. Verify important decisions with appropriate professional or official guidance.